Verification for investment platforms, chit funds and finance services
Finance services run on trust and paperwork. Praman helps investment platforms, chit funds, co-operatives, brokers and payment companies confirm who the customer is, that the bank account is theirs, and that consent was given, on a recorded call.
What you can verify
- Chit fund and co-operative members
- Broker, advisor and agent onboarding
- Customer verification for investment platforms
- Payment merchant onboarding
- Consent and declarations signed digitally
Instant checks for this work
Run from the case in seconds, with the person’s consent. Every result is saved with the case and shown in the report.
🪪 Identity documents
- PAN check: name, date of birth and Aadhaar link status
- Aadhaar through DigiLocker (masked number only)
- Voter ID check
- Driving licence check: validity and vehicle classes
- Passport check
- Read the details from a photo of the card: PAN, Aadhaar, Voter ID, licence, passport
🙂 Face, liveness and deepfake
- Face match between the selfie and the ID photo
- Liveness check from a selfie
- Deepfake check for photos
- Deepfake check for voice recordings
🏦 Bank, payment and credit checks
- Bank account holder name (penny drop)
- UPI ID holder name
- IFSC and branch details
- Read a cheque or bank statement
- Credit score, with the person’s consent
🏢 Business checks
- GST number details, and GST numbers held by a PAN
- Udyam (MSME) registration
- Company (CIN) and director (DIN) details
- TAN check
- FSSAI food licence check
✍️ Aadhaar eSign
- Consent forms and declarations signed with Aadhaar OTP
📱 Mobile number and digital checks
- Name linked to a mobile number
- PAN linked to a mobile number
- WhatsApp profile check (business or personal, profile photo)
- Digital footprint: online accounts linked to the number
- UPI ID linked to the number
Checks available depend on your plan. See all instant checks.
How it works
- Add the caseEnter it, upload many from Excel, or send it from your system through the API.
- Customer gets the linkOne WhatsApp message with their name, the reason and the call link. No app to install.
- Call and instant checksA video call (AI or executive) collects answers, photos and documents. ID, vehicle, bank or court checks run with consent.
- Report and sign-offEverything comes together in one report. A person approves the final verdict.
Questions
Which checks help onboard a customer?
PAN, face match with liveness, the bank account holder name, and a recorded video statement. Consent can be signed with an Aadhaar OTP.
Can merchants be verified too?
Yes. GST, Udyam and company details can be checked, and the owner can give a video tour of the shop.
Does this replace regulated KYC?
No. Praman adds evidence and checks to your process. Your compliance team decides which steps your regulator requires.
Other uses of Praman
See it on your own cases
Tell us what you verify today. We will set up a short live demo.